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The Gig Economy And Homeownership

Smartphones and the internet have given rise to a number of on-demand services that offer Americans the ability to supplement their income by providing work as independent contractors. Whether delivering groceries or ride sharing, many Americans are now working in what is known as the “gig
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Survey Finds Mortgage Rates Up Last Week

According to the Mortgage Bankers Association's Weekly Applications Survey, average mortgage rates were up slightly last week, with increases seen for 30-year fixed-rate loans with conforming loan balances, mortgages backed by the Federal Housing Administration, and 15-year fixed-rate loans.
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Owners Become More Realistic About Home Values

When something is yours, it can be easy to overestimate its value. Your personal attachment and nostalgia for something can make it seem as though its worth far more than it actually is. This is true whether you're having a garage sale or you're selling a house. Therefore, it's important
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Will More Homeowners Sell Houses Next Year?

In any market, supply and demand determines whether it's a good time to buy or a good time to sell. This, of course, is also true for real estate. Following the housing crash, there were far fewer buyers than available homes and prices fell dramatically. This presented an opportunity for buyers.
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Americans Feel Optimistic About Home Buying

An increasing number of Americans say they feel now is a good time to buy a house, according to the most recent Home Purchase Sentiment Index from Fannie Mae. The index – a monthly measure of how consumers feel about real estate, home prices, mortgage rates, job security, and their financial
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Demand Spikes As Mortgage Rates Fall

According to the Mortgage Bankers Association's Weekly Applications Survey, average mortgage rates dropped last week. The decline moved rates lower than they were at the same time last year. It also led to an increase in demand for mortgage loan applications. In fact, refinance activity was up 9
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Are Home Price Increases Beginning To Slow?

Home prices have been increasing for some time now. Largely this is because, in many markets, there are more interested buyers than there are homes available for sale. Inventory shortages can cause more competition for the homes that are for sale, which leads to spiking prices and decreasing
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Mortgage Misconceptions May Keep Buyers Away

Potential home buyers often describe the home buying process as being complicated. And, most likely, a lot of their confusion stems from the financing side of the transaction. A lack of knowledge about what is required and how to proceed can cause otherwise qualified borrowers to become intimidated
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New Analysis Finds Growing Millennial Demand

There's been a perception, since the financial crisis and housing crash, that younger Americans had turned off to homeownership and were not buying houses at the same rate as previous generations. And, in fact, the share of first-time home buyers has been lower than historically normal for the
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Contract Signings Improve In October

Among the many indicators used to track the health of the housing market, the National Association of Realtors' Pending Home Sales Index is unique. That's because, rather than count the number of homes that sold in any given month, it counts the number of signed contracts to buy homes. So
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